The problem

Sixty assets. Six tools. None of them talk.

The valuations are in one place, the loans in another, the tradie threads in your phone, the receipts in a shoebox and the cashflow in a spreadsheet you’re scared to touch. Running a real portfolio solo means being the integration layer yourself.

Today

Spreadsheet of properties (last updated… when?)
Bank apps × 5 lenders
Tradie quotes buried in email & SMS
Receipts in a shoebox
“Which fixed rate expires next?” 🤷
Reno budgets in another sheet

With Roova

One register, always current
Imported transactions auto-allocated to property + ATO category
Quotes and invoices threaded to the job
Receipts and invoices attached to the property
Every loan’s fixed-rate expiry, tracked in one place
Reno budget vs actual vs variance, live

The platform

The orchestration layer your portfolio never had.

Roova doesn’t rebuild banking or valuations — it rents those from the best Australian providers and builds the part nobody joins up: the workflow, automation, intelligence and reporting that run across every asset.

Now

Source of truth

Every asset, one register

Properties, owner entities, loans and tenancies in a single, queryable register. Import all ~60 in one spreadsheet — not 60 manual entries.

Soon

Portfolio Health

A live score that tells the truth

A composite 0–100 health score per property and across the portfolio — built from yield, cashflow, vacancy, maintenance cost, growth and debt. On the roadmap; when it lands, every input is shown and nothing is hidden.

Now

Activity Stream

One timeline per property

Tenant reports a leak → plumber assigned → quote approved → job complete → invoice paid → expense categorised. The whole story, in order.

Now

Maintenance & works

From fault to fixed to paid

Log a job, dispatch to a preferred tradie, keep every quote, message and invoice threaded against it, and let the invoice flow straight into expenses on the right property.

Now

Banking & cashflow

Bank data in, auto-allocated

Import transactions by CSV or OFX today, auto-allocated to the right property and ATO category with a review queue you control. Read-only CDR bank feeds are on the roadmap.

Soon

AI assistant

Ask your portfolio anything

“SA holds with yield under 4% and a fixed rate expiring this year.” Natural-language answers over your own data — never trained on it, never leaked. On the roadmap.

Now

Reno profitability

Budget vs actual on every reno

Budget vs actual vs variance on every flip, with holding costs captured as you go. Full net profit and ROI arrive with the disposal workflow.

One job, end to end

The hot water service that fixed itself.

Not really — you still approve the quote. But everything around it is handled, captured and accounted for, without a single thing living only in your inbox.

1

Hot water service fails
Reported

Your tenant reports it. You log the job against the property in seconds — category, urgency, a photo.
2

Roova suggests a tradie
Quoting

Your preferred plumber for that region surfaces first, ranked by your history. One tap dispatches an editable job message.
3

Every reply, captured
Approved

The plumber’s email and SMS thread back into the job — not lost in your personal inbox. Quote approved.
4

Done, and accounted for
Invoiced → Paid

Job marked complete. The invoice attaches, becomes a categorised expense on the property, and reconciles against the bank feed.

On the roadmap · in your control

Roova will flag the opportunity. You make the call.

Decision-support, never autonomy. The plan: you set your own thresholds — yield floors, growth stalls, LVR for equity release, fixed-rate roll-offs — and Roova watches the portfolio, assembling the evidence with sources and dates. It will never buy, sell, refinance or pay on its own. This is a Stage-3 capability, built on the data the platform is capturing now.

Every flag will show the trigger, the data, and a plain-English rationale
Act, Dismiss or Snooze — the control is always yours
Your decision and reasoning are recorded as an audit trail

Preview · illustrative

Refinance: 14 Marion Rd, SA

Fixed rate expires in 71 days. LVR has fallen to 54% as the suburb grew 9.2% over 12 months — equity-release candidate.

CoreLogic AVM · 24 Jun 2026

Built for Australia

Not adapted for Australia. Built for it.

CDR, the ATO, state tenancy law, entity structures and a tax regime that’s about to change — Roova treats these as the foundation, not an afterthought.

Consumer Data Right

You import bank and loan data by CSV/OFX today. Direct read-only CDR feeds via an accredited intermediary are on the roadmap — and there is no payment initiation, ever. Your money stays where it is.

ATO-category ready

Expenses categorise to ATO buckets today. Depreciation (Div 40/43) and a per-entity accountant pack are on the roadmap for an Australian EOFY.

Regime-aware tax

Roova models CGT and negative-gearing as versioned, date-effective rule-sets — so the 1 July 2027 changes are a config update, not a rebuild.

State-based rules

Tenancy law, land tax and compliance differ by state. State is a first-class attribute, ready to drive the right rules per property.

Entity structures

Personal, joint, company, SMSF or trust — each property maps to its legal owner, because tax and land-tax thresholds depend on it.

Australian data residency

Hosted in Australia, Privacy Act aligned, with bank-grade isolation between every investor on the platform.

Questions

The things investors ask first.

Straight answers on control, banking, tax and data.

Does Roova move my money or make decisions for me?

No. Roova is decision-support, never autonomy. It is built to assemble the evidence, flag candidates and explain why — and you operate every Act, Dismiss or Snooze (the decision-support flags are a Stage-3 capability on the roadmap). Banking is strictly read-only, and decisions record your rationale as an audit trail.

How does the bank connection work?

Today you import bank and loan data by CSV or OFX — read-only, with no payment capability. Direct read-only feeds through Australia’s Consumer Data Right (via an accredited aggregator) are on the roadmap, and there will never be a payment capability.

Will it replace my accountant or Xero?

No — it’s built to feed them. Roova is your operating layer; a clean per-entity, per-financial-year accountant pack and Xero/MYOB sync are on the roadmap. Tax outputs are estimates with disclaimers, not advice.

Is my data isolated from other investors?

Yes. Multi-tenant isolation is enforced at the database layer with Postgres row-level security, not just in the app — and it is tested with hostile cross-tenant access on every release. A forgotten filter returns zero rows, never someone else’s.

I have ~60 properties in spreadsheets. How do I start?

Import them in one go from a documented spreadsheet template. Valid rows create properties; invalid rows are reported with line numbers and reasons; nothing commits until you confirm the preview.

The operating system for your property portfolio.